Join the Meridian ICO
Join the Meridian ICO


Terms of Use

These Terms of Use and any terms expressly incorporated herein (“ Terms,” “terms”) apply to your access to, and use of, any services provided by LEDGERMARK LTD, a United Kingdom corporation, with its principle place of business at Level 18, 40 Bank Street, Canary Wharf, London, England, E14 5NR (hereinafter referred to as “LEDGERMARK, ” “Ledgermark LTD,” “Ledgermark,” “MERIDIAN,” “Meridian,” “Meridian Loans Platform,” “mymdn.io,” “we,” “us” or “our”), including but not limited to our websites located at www.mymdn.io (the “Site,” “website,” “websites,”) and mobile applications, our Hosted Wallet services, and the collateral exchange services provided by us as described in these terms (collectively, the “Services,” “services,” “Service,” “service”). These terms do not alter in any way the terms or conditions of any other agreement you may have with Meridian for products, services or otherwise. If you are using the services on behalf of any entity, you represent and warrant that (a) such legal entity is duly organised and validly existing under the applicable laws of the jurisdiction of its organisation and (b) you are authorised to accept these terms on such entity’s behalf and that such entity agrees to be responsible to us if you violate these terms. Meridian reserves the right to change and to modify these terms at any time and in our sole discretion. Your continued use of the services will confirm your acceptance of the revised terms. If you do not agree to the amended terms, you must stop using the services. We encourage you to frequently review the terms to ensure you understand the terms and conditions that apply to your access to, and use of the services. If you have any question regarding the use of the site, please contact [email protected]


1. Use of Site and Services

All materials contained on the services are the copyrighted property of LEDGERMARK LTD. All trademarks, service marks and trade names, including but not limited to the Meridian marks, as well as the names of its services, are proprietary to Ledgermark and are protected by international law.

No materials from the services may be copied, reproduced, republished, uploaded, posted, transmitted or distributed for commercial purposes without the express written permission of Ledgermark.

Any person who displays, reproduces, copies, creates derivative works or sells our textual, visual, photographic or video creations for commercial or non-commercial purposes without permission from Ledgermark is liable for copyright infringement. Any person who uses our marks or any similar marks in such a way that creates a likelihood of confusion with our marks for commercial purposes, without permission from Ledgermark, on goods or for services is liable for trademark infringement.

2. Warranty

The services are provided “as is” and “as available” without warranties of any kind either express or implied. To the fullest extent permitted by applicable law, we disclaim all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. We do not warrant that the functions or materials on the services will be uninterrupted or error-free, or that defects will be corrected. We do not warrant or make any representations regarding the use or the results of the use of the materials on the services in terms of their correctness, accuracy, reliability, or otherwise. You assume the full cost of all necessary maintenance, servicing, repair, or correction to the equipment and software you use to access the services. If applicable law does not allow the exclusion of some or all of the above implied or statutory warranties, the above exclusions will apply to you to the fullest extent permitted by applicable law.

3. Liability and Jurisdiction

Under no circumstances, including, but not limited to, negligence, shall Ledgermark or our affiliates, employees, officers, directors, owners or agents be liable for any direct, indirect, incidental, special or consequential damages that result from the use of, or the inability to use, the services, including the materials or functions on the services, even if we have been advised of the possibility of such damages. If applicable law does not allow the complete limitation or exclusion of liability or incidental or consequential damages, the above limitations and exclusions will apply to you to the fullest extent permitted by applicable law. In no event shall the total liability to you of Ledgermark and our affiliates, officers, employees, directors or owners for all losses, damages, and causes of action whether in contract, tort (including, but not limited to, negligence, or otherwise) exceed the amount paid by you to Ledgermark, if any, for accessing the services.

These terms shall be governed by and construed in accordance with the laws of The United Kingdom. These terms are subject to applicable copyright and intellectual property laws, without giving effect to any principles of conflicts of law. By using the services, you waive any claims that may arise under the laws of other countries, territories, states, or jurisdictions.

4. General

If any provision of these terms shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these terms and shall not affect the validity and enforceability of any remaining provisions of these terms. These terms constitute the entire agreement between us relating to your use of the services.  The failure of Ledgermark to exercise or enforce any right or provision of the terms shall not operate as a waiver of such right or provision.  The section titles in the terms are for convenience only and have no legal or contractual effect.

Contract Address: 0x1a61250a2bea646478184730d25648811bd429fe


[email protected]

Any rights not expressly granted herein are reserved.
© Ledgermark, LTD.

Frequently asked questions

What is Meridian?
Meridian is a digital asset that is designed to be used in combination with Bitcoin. Meridian tokens can be used as collateral to secure bitcoin loans from our platform. You are able to earn bonuses and rewards for completing loan repayments.
Who is eligible to receive a loan?
Collateral and repayment requirements will vary based on your repayment history. Users that are able to meet these requirements are eligible to receive a loan.
How can I buy Meridian tokens?
Meridian tokens can be purchased during our presale on October 12th 2017. After the ICO, Meridian tokens will become tradeable on all digital currency exchanges.
What is the procedure for applying for a loan?
You can apply for a bitcoin loan on our platform and receive instant approval if you meet eligibility requirements.
Are there any consequences for non-repayment?
Overall, due to the bonuses and rewards that are available, more financial benefit is derived from maintaining and building a solid history of loan repayments. Borrowers who fail to repay their loans forfeit their collateral and are banned from the service.
What safety measures are in place to prevent abuse?
Due to Meridians’ ability to appreciate in value, it is perfectly moulded to perform its role as digital collateral. Should a borrower fail to make repayments, funds will be recovered via value appreciation of the forfeited collateral.
How many times am I able to receive a loan?
Each completed loan repayment boosts your value as a borrower, and provides you with access to higher value loans. However, you can only receive one loan at any one time.
Are loans paid out in Meridian (MDN) or in Bitcoin?
All loans are paid out in bitcoin, provided that the required amount of Meridian is pledged as collateral.
Can I use any currency as collateral?
The only accepted form of collateral is Meridian [MDN]
Can third parties issue loans through the Meridian service?
We are not asking, encouraging or soliciting outside lenders to participate in the Meridian project. The responsibility of furnishing bitcoin loans rests solely on the Meridian team.

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